Buyers Roadmap                                                           

Get Organized
  • Before you start shopping for a home, it's a good idea to make some preparations
  • Build you pre-qualification file:
    • Financial statements
    • Bank accounts
    • Investments
    • Credit card
    • Auto loans
    • Recent pay stubs
    • Tax returns for two years
  • Check your credit rating
    Your credit score will have a huge impact on what type of home you can buy, and at what price. Anything above 620 is considered good. A premium interest rate may mean a lower interest rate on your mortgage. Check your credit rating with a credit reporting agency such as :

    Be Careful With Your Finances

    Now is not a good time to make sudden career changes or large purchases. You want to approach home buying from a position of financial stability.

For more information on preparation and file building, contact Genevieve Poulain (941) 276-0468

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